Government savings scheme calculators
Current interest rates and calculators for PPF, Sukanya Samriddhi, SCSS, NSC, KVP and Post Office schemes. Every rate is taken from the Finance Ministry notice, and every calculator shows exactly how the interest is worked out.
October–December 2026 (Q3 FY 2026-27) · Notice F. No. 1/4/2019-NS, 30.09.2026
| Scheme | Rate (p.a.) | How interest works | Term |
|---|---|---|---|
| PPF calculatorCredited yearly · 15 years | 7.1% | Credited yearly | 15 years |
| Sukanya Samriddhi Yojana (SSY) calculatorCredited yearly · 21 years (deposits 15) | 8.2% | Credited yearly | 21 years (deposits 15) |
| Senior Citizens’ Savings Scheme (SCSS) calculatorPaid quarterly · 5 years | 8.2% | Paid quarterly | 5 years |
| National Savings Certificate (NSC) calculatorCompounded yearly, paid at maturity · 5 years | 7.7% | Compounded yearly, paid at maturity | 5 years |
| Kisan Vikas Patra (KVP) calculatorDoubles in 115 months · 115 months | 7.5% | Doubles in 115 months | 115 months |
| Post Office Monthly Income Scheme (MIS) calculatorPaid monthly · 5 years | 7.4% | Paid monthly | 5 years |
| Post Office Recurring Deposit (RD) calculatorCompounded quarterly · 5 years | 6.7% | Compounded quarterly | 5 years |
| Post Office Time Deposit (FD) calculatorPaid yearly · 1, 2, 3 or 5 years | 6.9%–7.5% | Paid yearly | 1, 2, 3 or 5 years |